The rideshare services provided by these rideshare companies are a very popular way for people to get around. But what happens if you ride with an Uber driver or Lyft driver, there’s an Uber accident or Lyft accident, and you are injured?
The rideshare services industry pioneered by rideshare companies Uber and Lyft has grown exponentially over the past decade, with passengers summoning a ride with just the push of a button on their phone.
For persons injured in an Uber or Lyft rideshare accident there are complex legal issues involved for passengers in an Uber or Lyft vehicle, as well as for persons traveling in another vehicle which is involved in a collision with an Uber or Lyft rideshare vehicle. Uber & Lyft rideshare accident victims should always seek immediate help from an experienced rideshare accident lawyer. Uber accident settlements and lawsuits can be more challenging than most car crash claims, mainly because of the complex type of insurance policy and insurance coverage available for Uber or Lyft passengers. It would be extremely unwise for persons injured in a rideshare accident to attempt to represent themselves in an Uber or Lyft accident claim, due to the complex nature of personal injury claims, and the laws governing car accidents and personal injury.
What accident insurance coverage is available to Uber & Lyft passengers?
When you ride using your Uber or Lyft account, these companies provide $1 million dollars of car accident insurance coverage for passengers, and this is on top of any personal auto insurance coverage you may carry or any additional car accident insurance coverage that your Uber driver or Lyft driver may have. When an Uber driver or Lyft driver is involved in a car accident, the first question that arises is whether the vehicle was “in service” when the accident occurred. That answer will determine if the car accident is covered by Uber or Lyft’s insurance policy or by the driver’s own personal auto insurance policy. In service means that the driver is in route to pick up a passenger, or the passenger is in the vehicle and in route to their destination.
What type of insurance coverage is available if a vehicle you are traveling in is involved in an accident with an Uber or Lyft rideshare vehicle?
If you were a car accident victim traveling in another vehicle in a car accident caused by an Uber or Lyft vehicle, their insurance coverage will be determined by whether their driver was “in service” at the time of the accident. If there are no riders in the Uber or Lyft vehicle, and the driver is not in route to pick up a passenger, the only insurance coverage on the vehicle is the driver’s auto insurance policy. Insurance policy coverage increases when the driver is in route to pick up a passenger, or when a passenger is in an Uber or Lyft, then the vehicle insurance policy coverage increases to $1 million dollars.
How do I file a claim for injuries sustained in an Uber or Lyft rideshare accident?
While both Uber & Lyft have an accident reporting hotline, we would not recommend that you call it. You would be dealing directly with the insurance company for Uber or Lyft, and any statements that you make can be twisted or misconstrued and used against you by their insurer. If you have been injured in an Uber or Lyft accident, your best course of action will be to hire a skilled rideshare accident lawyer. Attempting to deal directly with insurance companies who employ a team of attorneys and insurance adjusters whose job is to minimize your damages or deny your claim altogether, is extremely unwise. Car accident and personal injury laws are complex legal matters and should only be handled by skilled Uber and Lyft accident lawyers who know your legal rights and will forcefully advocate on your behalf.
How much does an Uber or Lyft Rideshare accident lawyer charge to handle my claim?
Most personal injury attorneys and car accident lawyers are willing to handle your Uber & Lyft rideshare accident claim on a contingency fee basis. This means that the lawyer will take a fee which is usually a percentage of your settlement or verdict amount and only after your case has been successfully resolved and your claim has been settled. This means it will cost nothing upfront to have skilled legal representation for your Uber or Lyft accident injury claim. When your Uber & Lyft accident lawyer agrees to work on a contingency fee basis, if there is no recovery made on your claim, there is no fee.
We offer Uber and Lyft Rideshare Accident Victims a Free Consultation, and there are No Attorney’s Fees Unless We Recover Compensation for You
At The Hassell Law Group, our legal team are experts in car accident law and personal injury law with 85 years of combined legal experience. We stand up to aggressive insurance companies and have a history of obtaining award-winning results for our clients. We fight every step of the way to achieve the best possible outcome for our Uber and Lyft Rideshare accident clients. We work on a contingency fee basis, which means there is no risk in hiring our law firm. Contact us today to schedule a free consultation and case evaluation. We welcome your questions, and our legal team looks forward to helping you obtain just and proper compensation for your personal injury claim.
The general information provided on this website should not be considered legal advice and does not constitute legal advice. For legal advice, you should consult directly with an attorney. If you contact us by telephone, email, letter, or by contact form submission through this website, please note that such communication does not create or constitute an attorney-client relationship. We cannot act as your attorney until we are hired as your attorney by a formal written agreement.
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